We Ensure The Best Business & Personal Insurance Services
I’m Richard the Insurance Consultant, serving Australia-wide, here to help businesses and individuals secure the right coverage.
Comprehensive Coverage
Wide range of insurance solutions tailored for businesses and individuals.
Expert Advice
Years of experience guiding clients toward the best policies.
Fast Claims
When the unexpected happens, we make sure you get back on your feet quickly.
Secure your business today with the right insurance plan
I’ll help you compare policies and choose what truly protects your business, assets, and family.
Tailored insurance solutions
Affordable premium options
Dedicated one-on-one support
15+ Insurance Types Covered
OUR SERVICES
Your business deserves more than a “one-size-fits-all” insurance policy. With the right coverage in place, you safeguard your people, profits, and peace of mind.
Public Liability Insurance
Protects you against third-party injury or property damage claims.
Product Liability Insurance
Safeguards your business from risks tied to the products you sell or manufacture.
Professional Indemnity
Covers you if clients claim against your professional advice or service.
Management Liability
Covers Directors & Officers for company-related risks.
Business Pack Insurance
Combined protection for property & liability.
Commercial Property Insurance
Keeps your commercial buildings and assets secure.
Industrial Special Risks (ISR)
High-value, wide-ranging cover for large businesses.
Business Interruption Insurance
Replaces lost income so you can keep operating after disruption.
Cyber Liability Insurance
Defends your business against digital threats and cybercrime.
Contract Works / Construction Insurance
Tailored cover for builders and contractors on site.
Plant & Equipment Insurance
Coverage for your essential heavy machinery and equipment.
Marine Transit / Cargo Insurance
Protects goods while in transit, locally or internationally.
Commercial Motor Fleet Insurance
Covers multiple business vehicles under one policy.
Farm Insurance Insurance
Insurance for crops, livestock, and farm machinery.
Event Liability Insurance
Protects your events from unforeseen claims and accidents.
Why Work With Me?
As an independent broker, I provide access to a wide network of insurers, ensuring you get the best policy at the right price.
100% Client-focused service
Australia-wide coverage
Long-term support & claims guidance
Easy 3 steps to protect
your business and family
Book a Consultation
Share your insurance needs with me.
Get Expert Recommendations
I’ll compare multiple policies for you.
Start Your Coverage
Secure peace of mind with the right protection.
What My Clients Say
Sarah, Small Business Owner
"Richard took the time to explain everything in plain English and made sure I got the cover my business actually needed. Claims were fast and stress-free. Highly recommend!"
Michael, Consultant
"As a consultant myself, I needed professional indemnity and management liability. Richard delivered exactly what I needed without overselling. A true professional."
Frequently Asked Questions
What type of insurance is most important for small businesses?
Every business is different, but Public Liability Insurance and Business Pack Insurance are often essential, as they cover common risks like property damage, injuries, and liability claims.
Do I really need Professional Indemnity Insurance?
If you provide professional advice, consulting, or services, Professional Indemnity Insurance protects you from claims of negligence, mistakes, or breaches of duty.
What is Management Liability Insurance, and who needs it?
It protects company directors and officers against claims related to mismanagement, employment issues, or regulatory breaches. Any business with a management team can benefit from it.
How does Business Interruption Insurance help my company?
It covers loss of income if your business operations are disrupted due to an insured event (e.g., fire, storm, machinery breakdown), helping you stay afloat during downtime.
Is Cyber Liability Insurance really necessary for small businesses?
Yes. Cyber attacks and data breaches can affect businesses of any size. Cyber Liability Insurance covers recovery costs, legal expenses, and potential liabilities.
Can I combine different insurance policies into one package?
Absolutely. With options like Business Pack Insurance, you can combine property, liability, and other key covers into a single, cost-effective policy tailored to your needs.
Let’s Secure Your Future Together
Insurance doesn’t have to be overwhelming. With the right guidance, you can protect your family, your business, and your future with confidence. Let’s connect and put the right plan in place for you today.
RC Capital Investments Pty Ltd T/as The Insurance Consultant
202/24 Cook St, Port Melbourne 3204
Terms of use . Privacy Policy
Service Area: Australia-wide